When making a large purchase such as a car or a new home, your credit score can have a HUGE effect on getting approved for a loan and the kind of interest rate you be able to qualify for. If your credit score isn’t the best, it’s time to change that now. Here are 3 super simple ways you can raise your credit score in no time.Don’t miss a payment: This is the number one thing that credit bureaus look at when determining your credit score. Your payment history makes up 35% of your FICO score. If you have trouble remembering to pay your credit card on time, set a reminder on your phone or auto schedule your payment.Reduce your debt: Even if you’re making regular payments on your credit card, the goal is to get it paid off. If you’re keeping a balance from month to month, you’re getting charged more interest than you should be. Try and pay off your balance each month, and if that’s not possible, make your balance as low as you can. You should aim to keep your credit utilization under 30%.Raise your credit limit: This is more of a trick than a solution, but it can work for you. If you’ve used $950 on a $1,000 limit, try getting that limit raised to $2,000. Now you’ve got a card that’s only 50% utilized as opposed to one that’s nearly maxed out. 57SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Details
Splyce and Turtle Beach Corporation have revealed a new partnership that will see the esports organisation’s console teams adorn Turtle Beach audio gear from the “Elite Pro” series. Credit: (PRNewsfoto/Turtle Beach)Splyce has teams across a number of console esports including Call of Duty, Gears of War and Halo. It’s not short of success, either as the Splyce Call of Duty team became the first European team to win a major international tournament in the U.S. – winning the World League Season One finals. Over the weekend, the Call of Duty team finished second place in Anaheim – netting $48,000 but falling at the final hurdle against Luminosity Gaming.“We’re thrilled that prominent esports organisations continue choosing the Elite Pro – not just in the United States but around the world,” said Juergen Stark, CEO, Turtle Beach Corporation in a press release. “Splyce is a proven force in the competitive console space and now with the Elite Pro in their arsenal we can’t wait to help them achieve even more success in the competitions ahead.”“Being able to provide our players with the best gear on the market is essential to staying competitive, no different than for a basketball or football team,” commented Marty Strenczewilk, CEO of Splyce. “Turtle Beach is an innovator in console gaming audio, and I can say with confidence that we’ve accomplished that goal for our players with this partnership. All of the players on our console teams were ecstatic when they found out they’d be using Turtle Beach’s Elite Pro gear when facing the rest of the best teams in the world.”Esports Insider says: Congratulations to Splyce and Turtle Beach on the new partnership. Turtle Beach audio peripherals are known for quality and after the CoD team’s confident second place at Anaheim it seems the gear is working well.