Digital transformation and data compliance featured at IoF Technology conference The IoF Technology conference takes place at America Square, near Tower Hill in London. It is open to IoF members and non-members. Tagged with: crowdfunding data protection Digital GDPR Institute of Fundraising Technology 82 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis9 Howard Lake | 26 April 2017 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis9 81 total views, 1 views today The three keynote speakers at next month’s Institute of Fundraising’s Technology Conference will address the key issues of data compliance, digital transformation and crowdfunding.The one-day annual conference takes place on 12 May in London. It is organised by the IoF Technology Group, a voluntary special interest group of the Institute of Fundraising.Keynote speakersThe keynote speakers are:Charles Wells, CMO for JustGiving and COO of JustGiving Crowdfunding, who will share JustGiving’s data and lessons on how individuals align themselves to a cause and how they use their social networks to fundraiseJohn Mitchison, Head of Preference Services, Compliance and Legal at the Direct Marketing Association will demystify the GDPR and challenge some lingering myths. Digital strategist Zoe Amar will close the conference with some thoughts and advice on the importance of digital transformation – of aligning technology with your organisation’s strategy – and vice versa. Three streamsThe event also features 12 sessions across three streams:The Nuts and Bolts of ComplianceNew Fundraising – New TechSpeaking Each Other’s LanguageSpeakers from Christian Aid, Save the Children UK, Alzheimer’s Society and other charities will showcase recent projects. Independent experts like Protecture’s Gary Shipsey and FPM Dingo’s Dawn Varley will also offer advice. About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
CoreLogic Dr. Frank Nothaft rental investments SFR Single Family Rental 2018-05-09 David Wharton Examining Single-Family Rental Return on Investment in Daily Dose, Featured, Journal, Market Studies, News Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago <span data-mce-type=”bookmark” style=”display: inline-block; width: 0px; overflow: hidden; line-height: 0;” class=”mce_SELRES_start”></span>In CoreLogic’s U.S. Economic Outlook for May 2018, CoreLogic Chief Economist Dr. Frank Nothaft puts single-family rental investment under the microscope. According to CoreLogic, “one-family rental houses, either detached or attached, have grown from 11.3 million in 2006 to 15.3 million in 2016, or from 17 percent to 23 percent of the one-family occupied stock.”Using data from CoreLogic’s Home Price Index and Single-Family Rental Index along with Census Bureau survey data, CoreLogic examined how SFR investment performed during the years between 2004 – 2017. CoreLogic also compared single-family rental investment to other types of real estate investment, including industrial, retail, multifamily, office, and hotel. CoreLogic found that SFR annual total return averaged 9 percent, as compared to 13 percent for industrial and 8 percent for hotel.You can see Nothaft break down SFR investment in the video above, or click here to read the full blog post. The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Previous: Industry Groups Petition FCC for Autodialer Clarification Next: Finding the Right Balance in Servicing Technology Home / Daily Dose / Examining Single-Family Rental Return on Investment Tagged with: CoreLogic Dr. Frank Nothaft rental investments SFR Single Family Rental Related Articles May 9, 2018 2,168 Views Servicers Navigate the Post-Pandemic World 2 days ago Print This Post Share Save The Best Markets For Residential Property Investors 2 days ago Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: David Wharton Data Provider Black Knight to Acquire Top of Mind 2 days ago David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago
in Daily Dose, Featured, Government, News Sign up for DS News Daily Home / Daily Dose / FHA Raises Single-Family Loan Limits Federal Housing Administration (FHA) announced higher loan limits for 2021. The guidelines apply to the administration’s Single Family Title II forward and Home Equity Conversion (reverse) Mortgage insurance programs.The rise in loan limits correlates with nationwide home price appreciation in 2020, according to a press release from FHA, which factors property prices when determining annual limits. The administration outlines the specifics in a Mortgagee Letter on 2021 Forward Mortgage Limits as well as a Mortgagee Letter on 2021 Home Equity Conversion Mortgage (HECM) Limits.).The new loan limits are effective for FHA loans assigned on or after January 1, 2021.The National Housing Act requires FHA to set single-family forward loan limits at 115% of median home prices, regionally, explains FHA.Via press release, FHA Commissioner Dana Wade commented on the 2021 loan limits.”FHA has seen consistent increases in loan limits during the past few years, putting it in a position to serve a segment of borrowers that may be better served by the conventional market. FHA’s mission is to support low-to-moderate income borrowers, so why does the law permit FHA to insure mortgages up to $822,375? This is a question for Congress and the taxpayers who stand behind FHA to answer.”The announcement comes on the heels of FHFA’s loan limit increase, published last week.The FHFA’s limits dictate Fannie Mae and Freddie Mac lending and also are used to define the loan limits for the HUD/FHA program.The National Association of Realtors last week released a statement on the FHFA’s action, saying, “With home prices setting records in many U.S. markets,” the organization “is pleased to see the FHFA raise its national conforming loan limits for 2021.”In its November 13 Annual Report to Congress covering the financial status of FHA’s Mutual Mortgage Insurance Fund for the fiscal year 2020, FHA provides recommendations for addressing the risks and flaws in current FHA loan limit calculations. However, due to the “statutory nature” of these provisions, HUD says it cannot fully address the concerns without Congressional action.According to HUD, “due to robust increases in median housing prices and required changes to FHA’s floor and ceiling limits, which are tied to the Federal Housing Finance Agency (FHFA)’s increase in the conventional mortgage loan limit for 2021, the maximum loan limits for FHA forward mortgages will rise in 3,108 counties.”In 125 counties, FHA’s loan limits will remain unchanged.Regional loan limits are calculated according to home values in the respective area.”It has been HUD’s long-standing practice to utilize the highest median price point for any year since the enactment of the Housing and Economic Recovery Act (HERA),” according to the press release.For the full press release on FHA loan limits, to find a complete list of FHA loan limits, areas at the FHA ceiling, areas between the floor and the ceiling, as well as a list of areas with loan limit increases, visit FHA’s Loan Limits Page.Read more on the FHFA loan limits announced last week, here. December 2, 2020 1,229 Views Demand Propels Home Prices Upward 2 days ago Print This Post The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: The CFPB Adds Five to Its Executive Team Next: New Forbearance Requests, Re-entries Lead to Overall Increase Data Provider Black Knight to Acquire Top of Mind 2 days ago Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago FHA Raises Single-Family Loan Limits Share Save Servicers Navigate the Post-Pandemic World 2 days ago 2020-12-02 Christina Hughes Babb About Author: Christina Hughes Babb Related Articles Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe
FacebookTwitterLinkedInEmailLOGAN, Utah-Wednesday, three Utah State football standouts were named as preseason All-Americans by Athlon Sports.They include senior kicker Dominik Eberle, junior receiver Savon Scarver and junior linebacker David Woodward.The three preseason All-Americans are the most for any Group of 5 school.Scarver, a 5-11 190-pound receiver/kick returner out of Las Vegas was named to the second team.The 6-2, 230-pound Woodward, out of Olympia, Wash. was named to the third team and Eberle, a 6-2 195-pounder was named to the fourth team. He is a native of Nuremberg, Germany.Scarver has three career kickoff returns for touchdowns (2nd all-time in school history) and averages 28.5 yards per return (third-best in school history).Last season, the durable Woodward started all 13 games for the Aggies, netting 134 tackles, 5 sacks, 12.5 tackles for a loss, two forced fumbles, two interceptions, three pass breakups and four quarterback hurries.Eberle is second in school history in field goals made (43) and third all-time in program history in field goal percentage (.754). His 251 career points are fourth all-time in school history and he is the only player in school history to have made four or more 50-yard field goals.The Aggies commence their season August 30 at Wake Forest. Written by Tags: Athlon Sports/David Woodward/Dominik Eberle/Group of 5/Las Vegas/Savon Scarver/USU Football/Wake Forest Brad James June 19, 2019 /Sports News – Local USU Football’s Dominik Eberle, Savon Scarver and David Woodward Named As Athlon All-Americans
“I have a recurring dream where I’m running up some stairs and I don’t know what’s at the top of them; it’s just a black hole. When I get to the top there’s a piece of bread on a pedestal. Either I need to start eating less or more bread, or the bread needs something” 20-year-old socialite Peaches Geldof, daughter of Sir Bob, has bread on her mind. Any answers?”The city of Toronto has a goal of making sure all coffee cups are recyclable” Toronto city councillor and chairman of the Public Works Committee Glenn De Baeremaeker picks a fight with the coffee chains, with the city on the verge of banning polyethylene cups, favoured by the likes of Tim Hortons”Egg cake, fruit cake, chocolate cake. I felt like a bakery dustbin” You can have too much of a good thing as Cheng Yu of Beijing found; he claims he is on the verge of divorcing his wife Tian Mae after she served up a cake for every meal
The financial instability in US and European markets is helping to drive down prices of fats and oils, with bakers urged to start shopping around for deals.Consultant Eccleso’s monthly market report on edible oils reveals prices have dropped by up to 20% since January, helped by falling mineral oil prices, which have a knock-on effect on vegetable oils, and general falls in market values.According to Eccleso, crude palm oil prices have fallen from €950 in January to around €740 earlier this month, while sunflower oil has fallen from €1,100 to around €900. Soyabean and rapeseed oil saw declines of 13% and 20% respectively.“Since 2003-4, there have been some heavyweight moves by hedge funds and speculators into commodities, which are therefore much less linked to what is happening with harvests and crops than they used to be. At present the markets are being led by fear and are behaving with a herd instinct, which is driving prices down both in crude oil and edible oils,” said Eccleso’s MD Gordon Kirkwood.“Big industrial bakers will negotiate directly with manufacturers, but smaller bakers don’t have a great deal of leverage. Some of their suppliers may have bought a contract earlier in the year to cover their requirements for 12 months, so it will be some time before they can take advantage of lower prices. For bakers, it is worth shopping around to see if they can get better deals.”BFP Wholesale MD Nick Harris said that pricing was being affected by currency exchange rate fluctuations. “The euro was €1.21 to the pound at the start of the year, but fell to around €1.08 and is now around €1.15. We’ve seen prices rise, although there has been some easing in recent weeks. It’s too early to say if and when that will feed through.”
Facebook Google+ Google+ Pinterest WhatsApp (“A row of tea candles” by Markus Grossalber, CC BY 2.0) The remains of two brothers from Indiana who died aboard the USS Oklahoma on Dec. 7, 1941, have been identified.Navy Fire Controlman 2nd Class Harold Trapp, 24, and Navy Electrician’s Mate 3rd Class William Trapp, 23, were officially accounted for Nov. 24, according to the Defense POW/MIA Accounting Agency.The Trapp brothers were from LaPorte. They were among at least 10 sets of brothers serving aboard the Oklahoma at the time of the attack on Pearl Harbor.Four-hundred and twenty-nine crew members died in the Japanese attack on the Oklahoma.The ship was refloated and salvaged in 1943, but some crew members’ remains were so badly charred or decayed that they could not be identified and they were buried in gravesites for the unknown at the National Memorial Cemetery of the Pacific in Honolulu.Those graves were exhumed in recent years and the remains taken to the DPAA lab at Joint Base Pearl Harbor-Hickam for analysis and possible identification.A Marine from South Bend, Ind., 20-year-old Marley Arthurholtz, was also aboard the USS Oklahoma on Dec. 7, 1941, and died in the attack. His remains were identified in Sept. 2019 and later buried in Granger, Ind. Remains of LaPorte brothers killed at Pearl Harbor identified WhatsApp By Jon Zimney – December 7, 2020 1 406 Previous articleUSPS Operation Santa program in full swingNext articleChild; Man injured in accidental shooting Jon ZimneyJon Zimney is the News and Programming Director for News/Talk 95.3 Michiana’s News Channel and host of the Fries With That podcast. Follow him on Twitter @jzimney. Twitter Twitter Pinterest Facebook IndianaLocalNews
Pupils up and down the country will benefit from the UK’s first National Centre for Computing Education led by British experts, it can be revealed today.A consortium made up of STEM Learning, the British Computing Society and the Raspberry Pi Foundation, has been chosen as the provider for the project, which is backed by £84million of government investment.The Centre will work with the University of Cambridge, while Google will also support the project with a further £1million.Minister for School Standards Nick Gibb said: As our digital industry makes an increasingly significant contribution to our economy, it is important that our computer science teachers are trained to teach the latest digital skills, ensuring young people benefit from a high quality computing education. The new computer science GCSE has more challenging content such as computer programming and coding. This new National Centre for Computing Education, led by some of the UK’s leading tech experts, will give teachers the subject knowledge and support they need to teach pupils the new computing curriculum. This is part of this Government’s drive to raise academic standards so that pupils have the knowledge and skills they need to succeed in our outward looking and dynamic economy. The Centre will start working with schools across England later this year, improving teaching and driving up participation in computer science at GCSE and A-Level.The Centre will operate virtually through a national network of up to 40 school-led computing hubs to provide training and resources to primary and secondary schools, and an intensive training programme for secondary teachers without a post A-Level qualification in computer science.Paul Fletcher, Chief Executive, British Computer Society said: Philip Colligan, Chief Executive, Raspberry Pi said: Yvonne Baker, Chief Executive, STEM Learning said: It is vital that every child in every school has access to world-leading computing education, and this means that every computing teacher has access to the support that they need. The subject of Computing was only introduced four years ago and is still new for schools and that’s why it’s important to build on the energy and enthusiasm of the many teachers who are already committed to the success of this subject. We are delighted to form part of the consortium and to continue to work with the community of Computing teachers. High quality, knowledgeable teaching of computer science is the cornerstone of achieving our aims. Evidence tells us this is fundamental to raising attainment and driving up participation, particularly for girls. We warmly welcome this investment which will be instrumental in preparing young people for the increasingly technological world they will grow up in, and strengthening the UK economy. This level of investment is unprecedented anywhere in the world for teacher training in the field of computing and computer science. It is a once-in-a-generation opportunity to transform the way that computing and computer science is taught.
Now is the peak time to plant peanuts in Georgia, according to Cristiane Pilon, University of Georgia Cooperative Extension peanut physiologist.During a research trial on the UGA Tifton campus in 2017, Pilon planted peanuts at three different times: mid-April, mid-May and early June. She discovered that the seedling vigor in the peanuts planted in May was the strongest.“By choosing these dates, we were able to see how the soil temperature affected the early-season physiology of the most-planted cultivars, such as Georgia-06G,” said Pilon, who plans to conduct the research trial again this year and in 2019.Seed vigor is the ability of the cultivar to rapidly develop its first true leaves and root system under suboptimal environmental conditions.According to Pilon, soil temperature is the pivotal factor in deciding when to plant peanuts.If peanuts are planted too early, the seedling emergence and vigor tend to be lower due to cooler temperatures in April, which may impair yields. If peanuts are planted too late, growers may see early seedling emergence due to higher temperatures in early to-mid June, but lower yields have been observed.“The temperature must be higher than 68 degrees Fahrenheit over a three-day period,” Pilon said. “To start germination, peanut seeds need good soil temperatures, water and oxygen. If there are no potentially adverse weather conditions, then farmers are good to plant.“You have to make sure your plants are healthy and vigorous throughout the process for a successful production. The faster the plant grows, the more vigorous it is,” she said.Pilon wants to understand the relationship between time to emergence and other physiological processes for peanuts. She hopes her research will help farmers make more precise planting decisions.“I read research on other row crops, and the development of first leaves is so important because that’s when the plant becomes photosynthetically active, greatly contributing to growth,” Pilon said. “We conduct research to identify the underlying physiological mechanisms promoting seedling vigor in order to help farmers make viable planting decisions. By planting in May, or when the weather conditions are just right, they will have a better product.”For more information regarding peanut research, visit www.caes.uga.edu/extension-outreach/commodities/peanuts.html.Julie Jernigan is an intern at UGA-Tifton.